MiQo Virtual Cards

MiQo virtual cards work just like your physical bank card: they simply live in your digital wallet on your phone instead of your physical wallet. Secured by encryption, they offer a safe and convenient way to pay online, in-store and at a MiQo merchant.

Spend freely with your virtual VISA card

Virtual MiQo VISA cards unlock ways to pay for what you want, right from your MiQo account.

A VISA in your pocket

Easily book flights, subscribe to Netflix or buy anything online right from your MiQo account and wallet.

Freeze and un-freeze your card securely in the application.

Use your virtual MiQo VISA card anywhere VISA cards are accepted online and throughout the MiQo merchant network where contactless merchant payments with QRCode or MiQo merchant code are accepted.

Virtual, digital and disposable cards, what is the difference?

A « Virtual Card » is stored on your phone and can be used to pay contactless at MiQO merchant stores or online, but has its own card number, expiration date and CVC.

A « Digital Card » is a copy of your physical bank card that is stored on your phone. Digital cards have the same card number, expiration date and CCV as your physical bank card and can be used with PayPal, Apple Pay or Google Pay.

A « Disposable Card » is a virtual card that can only be used once. Once you have paid, the card details can no longer be used.

The benefits of our virtual cards

Leave your wallet at home

Virtual prepaid cards are secure, easy to use and save you from having to carry your wallet.

Manage your subscriptions

Use a dedicated virtual card for all your recurring subscriptions, and lock it easily without losing access to your main bank card.

Instant activation

You don't have to wait for your card to arrive in the mail - start using it as soon as it is created.

Do you have additional questions to better understand the Virtual MIQo Card offer?